Kellys Credit Information

Small Business Credit Cards


So what do you look for when applying for a credit card for your small business? One thing is for sure, wasting money isn't an option because it can make or break your business. Things to look for are low interest rates and good customer service.

Ask around for companies with good customer friendly service. Some will let you off late payments time after time while others will come down like a ton of bricks. You need them to be flexible as you never know when you may run into problems

Make sure you don't go with one because of a low introductory offer. You want a long term one as you may not have time every six months to be jumping from one to another. Before signing up for one read the small print, remember it could save your business.

Look out for special bonuses companies offer. Some times companies such as Visa or American Express join with other companies to save you money on anything from shipping or office supplies

Here are two small business credit card options but look around for more and weigh up the benefits for each one

American Express Business Gold Card

? No annual fee for the first year

? No pre-set spending limit

? Save at known brands, such as Staples, FedEx and Hertz

? When you enroll in the Membership Rewards program, you earn points virtually every time you use your eligible, enrolled Business Card.

? Online Account Management

? Car Rental Loss and Damage Insurance

CitiBusiness® Platinum Select® Card

The CitiBusiness® Platinum Select® Card is the card built for small businesses and includes:

? A generous credit line
? Low rate on purchases
? Additional cards for employees
? Free quarterly and annual account summaries
? Free 'Ask the Experts' service


MORE RESOURCES:

Town Hall

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This is Money

The New Credit-Card Tricks
Wall Street Journal
The Credit Card Accountability Responsibility and Disclosure Act of 2009, known as the Card Act, was intended to reshape the contours of consumer finance. ...
What is a merchant supposed to do when a credit card is left at his or her ...Seattle Post Intelligencer (blog)
5 Ways to Quickly Boost Your Credit ScoreU.S. News & World Report (blog)
Do prepaid debit and credit cards affect your credit score?Helium
e-wisdom.com (blog) -Which? -CardRatings.com (blog)
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Christian Science Monitor

Use Balance Transfers to Reduce Credit Card Debt, Says SmartBalanceTransfers.com
MarketWatch (press release)
NORWALK, CT, Jul 27, 2010 (MARKETWIRE via COMTEX) -- SmartBalanceTransfers.com, a website that allows visitors to find the best credit card balance transfer ...
Who Pays For Credit Card Rewards?NPR (blog)
4 Common Fees and How to Avoid ThemU.S. News & World Report (blog)
Interchange Fees a Scam?The Atlantic (blog)
The Economist (blog) -Forbes (blog) -JoongAng Daily
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MDC Holdings 2Q Loss Narrows, Helped By Tax Credit; Orders Up
Wall Street Journal
Outside of orders, home builders have seen better results in recent quarters, helped by the federal government's tax credit given to first-time home buyers. ...
M.D.C. Holdings Announces Second Quarter 2010 ResultsMarketWatch (press release)
Homebuilder MDC Holdings narrows loss in Q2 as closings soar 71%Denver Business Journal

all 22 news articles »


US CREDIT-Lincoln National bonds attractive after earnings
Reuters
N) bonds may be a safe bet as the insurer enhances its liquidity, sees positive credit ratings actions and pays off its obligations to the US government. ...
Lincoln Beats, Growth Across BoardZacks.com

all 4 news articles »


FreightCar America gets $30M credit facility
The Associated Press
CHICAGO — Railcar manufacturer FreightCar America Inc. said Friday that it has entered into a senior secured revolving credit facility for $30 million. ...

and more »


News Fire

Credit card debt reduction companies: The Real Deal
NewsChannel 9 WSYR
Syracuse (WSYR-TV) - Everyone has heard the ads for companies that promise to reduce credit card debt. For years, they've been charging big bucks upfront to ...
Credit Score Drops Tremendously in the USTimes News World (blog)
Giving credit where it is dueMail & Guardian Online
Why you need to go with a Credit Card debt consolidation company to get the ...TMCnet
OfficialWire (press release) -WDBJ7.com -CardRatings.com
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Give Mike Brown credit ... this signing was brilliant
Boston Herald
Brown didn't get much credit for that title, so it's only fair to give him credit for this: The signing of Terrell Owens was a masterstroke and should be ...

and more »


Weyerhaeuser Says Pace of US Housing Recovery Uncertain After Tax Credit
Bloomberg
“This has been especially evident in the market retreat following the expiration of the federal homebuyer tax credit at the end of April. ...

and more »


TheStreet.com

AT&T Bonds Fall After Unusually Timed Credit-Rating News
Wall Street Journal
The credit ratings agency also said it has concerns about AT&T's pension and post-retirement obligations. Gatlin, the AT&T spokesman, defended the company's ...
S&P upgrades Invesco credit ratingsBusinessWeek
S&P says may cut AT&T's credit rating by one notchReuters
AT&T's corporate credit rating faltersSan Antonio Express
TheStreet.com -Barron's (blog) -Dallas Business Journal
all 52 news articles »

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